Consumer Credit Representative II

Company: M&T Bank
Location: Altoona
Posted on: March 22, 2020

Job Description:

Overview: ========= Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio. Primary Responsibilities: * Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio. * Decision all newly originated dealer and broker loan requests within established guidelines. Follow matrix and refer exceptions to senior management. * Countersign loans within authority while providing daily guidance and training to less experienced loan representatives. * Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines. * Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures. * Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management. Scope of Responsibilities: Works under general supervision. Exercising lending authority to $150,000. Supervisory/ Managerial Responsibilities: Assist in the development and training of junior staff. Education and Experience Required: Associates degree and two years of work experience required, or in lieu of a degree, a combined four years higher education and/or work experience Education and Experience Preferred: Previous Consumer credit experience preferred Physical Requirements: Location ======== Altoona, Pennsylvania, United States of America

Keywords: M&T Bank, Altoona , Consumer Credit Representative II, Other , Altoona, Pennsylvania